Wednesday, October 3, 2012

home buying - Zillow Real Estate Advice

Well, now with more information, I realize that you are a rookie working with a rookie buyer agent, its like the blind leading the blind.? But furthermore, you said that you are " proud of my decision"???? There is little to say at this point.? Why don't you ask to meet with the Manager Broker, and your Buyer Agent, bounce the issue at them, in the hope that the Managing Broker can offer some advice.? From experience I can tell you that builders do not like to discount the price of their properties because it sets a bad precedent for other sales, but they are willing to negotiate upgrades, maybe that will work for you.? As Wetdawgs said, talk to the lender again and explore the possibility of the larger home, you may be surprised that a few thousand dollars more impact very little on the monthly mortgage payments.? I hope you learn your lesson, two rookies working together get nowhere really fast!?

Source: http://www.zillow.com/advice-thread/home-buying/462297/

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'Fearless' Redbull-sponsored daredevil to plunge to Earth from edge of space (+video)

Next Monday over New Mexico, he will attempt the highest, fastest free fall in history and try to become the first?skydiver?to break the sound barrier.

By Marcia Dunn,?Associated Press / October 1, 2012

In this 2010 photo provided by Red Bull Stratos, Felix Baumgartner makes a 25,000-foot high test jump for Red Bull Stratos. On Monday, Oct. 8, 2012 over New Mexico, Baumgartner will attempt to jump higher and faster in a free fall than anyone ever before and become the first skydiver to break the sound barrier.

Luke Aikins/Red Bull Stratos/AP/File

Enlarge

The risk of death has never stopped "Fearless Felix" Baumgartner in all his years of?skydiving and skyscraper leaping, and it's not about to now.

Skip to next paragraph

' + google_ads[0].line2 + '
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'; } else if (google_ads.length > 1) { ad_unit += ''; } } document.getElementById("ad_unit").innerHTML += ad_unit; google_adnum += google_ads.length; return; } var google_adnum = 0; google_ad_client = "pub-6743622525202572"; google_ad_output = 'js'; google_max_num_ads = '1'; google_feedback = "on"; google_ad_type = "text"; google_adtest = "on"; google_image_size = '230x105'; google_skip = '0'; // --> A helium balloon carried Felix Baumgartner in a special capsule over New Mexico 18 miles up in the air where he jumped out and hurtled toward Earth traveling at about 530 mph. Scott Pelley reports the skydiver hopes to jump from 23 miles up next month to break a record set in 1960.

Next Monday over New Mexico, he will attempt the highest, fastest free fall in history and try to become the first?skydiver?to break the sound barrier.

"So many unknowns," Baumgartner says, "but we have solutions to survive."

The 43-year-old former military parachutist from Austria is hoping to reach 690 mph, or Mach 1, after leaping from his balloon-hoisted capsule over the desert near Roswell.

He will have only a pressurized suit and helmet for protection as he tries to go supersonic 65 years after Chuck Yeager, flying an experimental rocket plane, became the first human to go faster than the speed of sound.

Doctors, engineers and others on Baumgartner's Red Bull-sponsored team have spent as much as five years studying the risks and believe they have done everything possible to bring him back alive. He has tested out his suit and capsule in two dress rehearsals, jumping from 15 miles in March and 18 miles in July.

Baumgartner will be more than three times higher than the cruising altitude of jetliners when he hops, bunny-style, out of the capsule and into a near-vacuum where there is barely any oxygen and less than 1 percent of the air pressure on Earth.

If all goes well, he will reach the speed of sound in about half a minute at an altitude of around 100,000 feet. Then he will start to slow as the atmosphere gets denser, and after five minutes of free fall, he will pull his main parachute. The entire descent should last 15 to 20 minutes.

He will be rigged with cameras that will provide a live broadcast of the jump via the Internet, meaning countless viewers could end up witnessing a horrific accident.

Baumgartner is insistent on going live with his flight.

"We want to share that with the world," he says. "It's like landing on the moon. Why was that live?"

His team of experts ? including the current record-holder from a half-century ago, Joe Kittinger, now 84 ? will convene inside a NASA-style Mission Control in the wee hours Monday for the liftoff of the helium balloon at sunrise.

"All the things that can happen are varying degrees of bad," offers Baumgartner's top medical man, Dr. Jonathan Clark, a former NASA flight surgeon.

Clark was married to space shuttle astronaut Laurel Clark, who was killed aboard Columbia while it was returning to Earth in 2003, and he has dedicated himself to improving astronauts' chances of survival in a high-altitude disaster.

NASA is paying close attention, eager to improve its spacecraft and spacesuits for emergency escape, but is merely an observer; the energy drink maker is footing the bill and will not say how much it is costing.

The No. 1 fear is a breach of Baumgartner's suit.

If it breaks open ? if, say, he bangs into the capsule while jumping or supersonic shock waves batter him ? he might not survive. A Soviet military officer died in 1962 after jumping from a balloon at 86,000 feet; the visor of his helmet hit the gondola and cracked.

During the descent, the temperature could be as low as minus 70. Baumgartner's suit will be all he has between his body and the extreme cold.

Then there's the risk of a flat spin, in which Baumgartner loses control of his body during the free fall and starts spinning. A long, fast spin, if left unchecked could leave him temporarily blind or kill him.

A small stabilizing chute will automatically deploy if he goes into a flat spin and blacks out or otherwise becomes incapacitated. He also has an emergency chute that will automatically deploy if he is unable to pull the cord on his main chute.

Baumgartner's team has a plan for every contingency but one: If the balloon ruptures shortly after liftoff because of a gust of wind or something else, the capsule will come crashing down with him inside. He won't have time to blow the hatch and bail out.

"I have every expectation that he'll come through this successfully based on our analysis," Clark says, "but you know, it still is an unknown."

Kittinger leapt from an open gondola on Aug. 16, 1960, from an altitude of 19.5 miles and reached 614 mph, or Mach 0.9 ? records that stand to this day. He was a captain in the Air Force, and the military's Excelsior project was a test bed for the nation's young space program.

Kittinger has been Baumgartner's mentor, signing on with this new project after decades of refusing others' requests.

Fearless Felix insists he would not attempt the jump if the odds were against him.

"I think they underestimate the skills of a?skydiver," says Baumgartner, who has made more than 2,500 jumps from planes, helicopters, landmarks and skyscrapers, with no serious injuries.

If he makes it back in one piece, Baumgartner plans on settling down with his girlfriend and flying helicopters in the U.S. and Austria, performing mountain rescues and firefighting.

"After this," he promises, "I'm going to retire because I've been successfully doing things for the last 25 years and I'm still alive."

Source: http://rss.csmonitor.com/~r/feeds/science/~3/djcaA6JFjXM/Fearless-Redbull-sponsored-daredevil-to-plunge-to-Earth-from-edge-of-space-video

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Tuesday, October 2, 2012

The Vodafone and O2 sharing agreement gets approved - better network coverage for customers

Android Central

Back in June of this year we told you of Vodafone and O2's plans to implement a cell tower sharing agreement which would see customers on both networks benefit from better national coverage. Well, it seems it is all systems go as permission has now been given by the regulatory authorities.

We presume the move was brought on by the merger of Orange and T-Mobile, but for the consumer this is great news. O2 and Vodafone say that by 2015, 98% of the UK will be covered by their 2G and 3G service. They also say they'll implement the necessary 4G hardware into existing cell sites, although this is still pending Ofcom's auction of the wireless spectrum.

O2 UK CEO Ronan Dunne said: “This partnership is about working smarter as an industry, so that we can focus on what really matters to our customers – delivering a superfast network up to two years faster than Ofcom envisages and to as many people as possible.

Vodafone UK CEO Guy Laurence said: “This is excellent news for British consumers, businesses and the wider economy: we are promising indoor coverage for 98 per cent of the UK population across all technologies within three years. We will bring the best mobile coverage that this country has ever enjoyed to more people than ever before.

“Our existing customers will benefit on the devices that they have today and we will lay the foundations for the real 4G network they will want tomorrow.

Good news all round for UK mobile users.

Source: mobilenewscwp



Source: http://feedproxy.google.com/~r/androidcentral/~3/UC9puI58MUY/story01.htm

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Monday, October 1, 2012

95% Searching for Sugar Man

All Critics (86) | Top Critics (28) | Fresh (82) | Rotten (4)

The search for a long-lost pop icon has an unexpected payoff.

[A] moving, lyrical account ...

Director Malik Bendjelloul's engaging, cleverly structured documentary about the legendary folk singer Rodriguez is shaped like a mystery.

If you like music, a good mystery or, better yet, a combination of both, you won't be disappointed.

An electrifying illustration of music's power to inspire and change lives on both sides of the footlights.

Submitted for your approval: one Sixto Rodriguez, a Mexican-American singer/songwriter whom Rod Serling would surely embrace, in or out of the Twilight Zone.

For those familiar with the story of Rodriguez, this engaging documentary on his substantial success in South Africa will prove both illuminating and bemusing.

I was instantly hooked by this unique documentary...If you are a traveller on the road of life, don't miss this unforgettable treasure of a film

This is not only the best documentary I've seen this year, it's one that shows other documentaries how to do it.

Searching for Sugar Man reminds us that a wise man knows lasting riches are never the result of record sales.

Searching for Sugar Man" is a saga about the power of music, living life on one's own terms and the joy of second chances.

Two fans, Stephen Segerman and Craig Bertholomew, made it their business to find out exactly what happened to the singer Rodriguez. And, "Searching for Sugar Man" is the fruits of their labor. The fruit is tasting pretty sweet.

It starts as a bittersweet parable about the cruelty of commerce, but the wonder of "Searching for Sugar Man" will not soon slip away.

You watch "Searching for Sugar Man" at first fascinated by the mystery - what happened to Rodriguez? Where did he go? Then you become infuriated by its revelations of financial injustice.

An unexpectedly fresh nonfiction tale that rustles up deep feelings of a life stolen -- part docu-mystery, part uplifting valentine about the universality and resonating power of music.

Generates immediate interest in a forgotten artist, permitting the delicate yet barbed tunes to guide the experience, returning a sense of excitement to a man who unfortunately missed out on the highlights of his career.

It isn't that Searching for Sugar Man's plot developments are gotcha!-like, but this documentary does boast some bowl-you-over reveals best experienced blind.

Ultimately, for Rodriguez, musical redemption transcends the greed and soul-sapping breaks he encountered.

Rodriguez's life story is only part of what makes "Searching for Sugar Man" such a revelation.

The man and his music are worth checking out, even if the movie is not.

Ultimately an ode to Rodriguez's artistic modesty and the power of his music-a rousing crowd-pleaser that asks you to save questions for another film.

More Critic Reviews

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Source: http://www.rottentomatoes.com/m/searching_for_sugar_man/

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drsensey: payday loan industry size - Installment Payments ...

How do you get bank loan or perhaps loan?

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A?proval : 99.8 %.

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There is an important lawful difference from the gift along with a bank loan. A really nice family member as well as buddy could give you $5000 with regard to vehicle repairs, for instance. When there is no hope of payment, the cash can be viewed a present. The particular giver could not file suit for repayment later inside a city fit. When the borrowed funds provider designates the money just like a bank loan and also the consumer pays back again even a buck, the bucks can be viewed a legitimate bank loan and also the loan provider could need repayment anytime. Small statements courts invest much of time determining whether a deal which include money would be a present or even loan. For this reason papers is very important when creating private lending options to pals or family members.

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Money financial products tend to be unsecured lending products removed upon your next salary. Since they are short-term financial loans, they may be small; different from $100 to $1500 and repayment comes to the next payday. They may be very useful regarding overcoming a brief financial urgent situation, yet really should not be viewed as the long-term financial option.

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Most home loan programs are addressed through finance institutions or other professional lenders. They might use a various criteria to determine if the potential client is skilled for a financial loan. Earlier credit rating is practically always considered, along with existing revenue as well as assets. The objective of the money can also be a good issue-a established investment chance may have more appeal than a good misguided idea for any new restaurant. One particular essential consideration could be the revenue to debt ratio from the customer. Can the client manage to spend the money for loan back interest? Professional loan companies generally 'sell' income, consequently debtors should know just how much financing really 'costs' when it comes to real cash.

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Source: http://drsensey.livejournal.com/21954.html

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Coldwell Banker Commercial Benchmark: Thought for the Day

Coldwell Banker Commercial Benchmark is committed to providing exceptional commercial real estate services across all commercial property types and service lines. Our associates provide well-informed guidance in every aspect of the commercial real estate transaction, including: sales, leasing, development, acquisition, disposition, construction and project management, site analysis, relocation, as well as property and facilities management.

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Source: http://cbcbenchmark.blogspot.com/2012/10/thought-for-day.html

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Syrian refugees in 4 countries talk of pain, fear

A woman loses her children, her husband and both legs. A penniless family is forced to flee from Syria back to Iraq. Camps are overflowing with people and with bitterness, and refugees are living in limbo without passports.

As war rages in Syria, the stream of refugees into other countries shows no sign of stopping. More than 100,000 people fled Syria in August alone ? about 40 percent of all who had left since the uprising against President Bashar Assad began last March. And the United Nations refugee agency said Thursday that the number of people escaping Syria could reach 700,000 by the end of the year.

Here, AP reporters tell the stories of refugees and their families from four countries.

__________________________

TRIPOLI, Lebanon ? Hasna Um Abdou lost her children, her husband and both legs to a mortar.

Now the veiled 38-year-old woman lies in a hospital bed in this northern Lebanese city, with the Quran, the Muslim holy book, on her table. She talks slowly, with pauses, and is visibly trying to hold back the tears. Abdul-Aziz, 3, and Talin, 13 months, were her only children.

"Every time I remember, I feel the pain," she says.

Um Abdou is one of thousands of Syrians who have been wounded in the uprising against Assad and its aftermath. Hundreds of the wounded have been taken for treatment in neighboring countries, mostly to Lebanon, Turkey and Jordan. More than 74,000 Syrians have taken refuge in Lebanon, itself a small country of just 4 million people that is struggling with instability.

Um Abdou and her family fled their village in Homs province in March amid intense shelling, to a second village and then a third. Two days later, it seemed quiet, and they decided to return home. The family rode back on March 31 on a motorcycle, with Um Abdou's daughter asleep in her arms and her son sitting in front of his father.

Then her world fell apart.

Um Abdou keeps hearing the sound not of the mortar, but of the terror.

"I cannot forget the noise of the hearts beating quickly as people gathered around us," she says.

Her daughter died immediately from a shrapnel wound in the head. Her son bled profusely and died minutes later, even as she looked at him. She did not want her husband to know the children were dead, so she said nothing and started to pray.

But her husband was severely injured too -- the shrapnel had blown out his intestines. And Um Abdou looked down to find her own legs hanging slightly from her body.

"The moment I saw myself, I knew that my legs were going to be amputated," she says.

She and her husband were rushed to makeshift hospitals in the Syrian border towns of Qusair and Jousi. With the help of Syrian rebels, she was carried on a stretcher all the way across the border to Lebanon, amid 12 hours of shelling and shooting. Her husband died en route.

Um Abdou's children are now buried in a plot of land in Syria owned by the state. Her husband was buried in the cemetery in Jousi because it was too dangerous to take him back to his hometown.

"Even the dead have no right to be buried," she says.

Um Abdou has undergone four operations in Lebanon, including the two amputations. Her parents and sisters are looking after her, and she displays the green, red, white and black flag of the Syrian revolution in her room.

She knows the pain will be unbearable the day she goes back to Syria and visits the place where her family is buried. In the meantime, she has written a poem in the hospital.

"I lost my children and husband, but my soul is still strong," it reads. "I will keep saying until my last breath, long live freedom."

___________________

BAGHDAD ? The gang of masked gunmen broke into the small apartment near Damascus where Waleed Mohammed Abdul-Wahid and his family had lived for nearly three years. "Are you Sunni or Shiite?" they shouted, as his three children began to cry.

"We are Sunnis!" answered his wife, Wasan Malouki Khalaf.

"Do you know any Shiites who are cooperating with the Syrian government?" the gunmen demanded.

"We do not know any such people," she said. "We are from Baghdad."

The gunmen left. The brief but terrifying invasion sealed the decision Abdul-Wahid had been mulling for weeks: to leave behind an increasingly violent life in Syria and return to Iraq.

More than 2.2 million people fled Iraq during the war and sectarian conflict between Sunni and Shiite Muslims, and almost half of them ended up in neighboring Syria. Now Syria is plagued with the same sectarian conflict, and many of the same people are on the run a second time. At least 22,000 Iraqi refugees are thought to have left Syria to return to Iraq, despite the dangers they thought they had left behind.

Abdul-Wahid had worked as a deliveryman back in Baghdad, bringing cylinders of cooking gas to both Shiite and Sunni neighborhoods. Militants kidnapped him outside his Sunni-dominated neighborhood of Azimiyah in 2009 and tortured him for four days. His arms still show the burn scars.

The family packed up and fled to Syria, where they built a new life in a mostly Shiite suburb. The children settled down in school, and the United Nations gave them food and an income. Abdul-Wahid, 49, found a job in construction and started taking medication for the severe depression he had suffered after the kidnapping.

Then the uprising against Assad began, and violence returned to Abdul-Wahid's life. Mortars bombarded their neighborhood, and snipers shot at people in the streets. The last straw was the gunmen storming their home in late July, and asking his daughter if she was Sunni or Shiite.

"She did not reply, because she does not know the meaning of such a question," Abdul-Wahid says.

The bus fare from Damascus to Baghdad cost about $110 for each person. Abdul-Wahid had to ask his brother for money, he says, his eyes filling up with tears of sadness and shame. His family is living in a room in his brother's house.

"I have lost everything now," he says. "I am jobless and penniless...I am even afraid of going outside my brother's house. Now, I have to start from zero."

He plans to go back to Syria when ? or if ? the violence ebbs. Wasan, his wife, says the shortages of electricity and water in Iraq are unbearable, as is the lack of good medical care, security and jobs.

But Abdul-Wahid is doubtful the violence will end any time soon, or Assad will be ousted from power.

"I think that the armed struggle in Syria will continue for a long time," he says. "He is clinging to power...I think that he will survive."

__________________

ZAATARI, Jordan ? At this Syrian refugee camp opened in the desert just two months ago, anger sizzles in the scorching sun.

It is anger at being crowded with about 32,000 other people onto a parched, treeless strip of land, where the day is too hot and the night is too cold. But it is also a murderous anger among the Sunni Muslims here against the Shiites back home, whom they blame for the war. Many Sunnis oppose Assad's ruling regime, which is Alawite, an offshoot of Shiite Islam.

"When I return, I will kill any Shiite I see with my dagger. I will chop him to pieces," shouts Basel Baradan, a bitter 18-year-old farmer who fled the southern town of Daraa with his family in July. He is weeping.

Jordan now hosts an estimated 200,000 Syrians, including those not registered with the U.N. -- the largest number of refugees taken in by any neighboring country. After months of delay, Jordan finally opened its first official refugee camp in July at Zaatari, near the border with Syria.

Already, about 30,000 refugees live at the camp, and they keep coming. This poor desert nation says it can no longer afford to welcome Syrian refugees into its towns and houses.

So they live apart at Zaatari, and they grow angrier. Late Monday, dozens of furious refugees hurled stones and injured about 26 Jordanian policemen, demanding better camp conditions or their return home.

Baradan's father Ghassan, 50, also a farmer, says that with the ubiquitous dust, snakes, scorpions and swings in temperature, living at Zaatari is a "worse struggle than Assad's missiles falling on our heads back home." He too is angry, and blames Shiites under Assad for killing Sunnis.

Baradan lived most of his life exchanging visits and sharing meals with Shiite neighbors. But he grew increasingly resentful in recent years because he thought the Shiites were getting more food and money, and were supported by Iran, a Shiite Muslim nation.

"Sunni Muslims have no respect in Syria and we fled here to find ourselves confined to this dirty prison," he sighs, puffing on his cigarette under a once-white tent, yellowed from the desert sun and heat.

The thirst for revenge that is palpable at the Zaatari camp does not bode well for Syria's future.

Baradan's tent is marked with the Arabic scribbling "Get out, Assad." Outside, a group of young Syrians lines up to fill buckets with drinking water. One of them, Mohammad Sweidan, 17, wears a green T-shirt with an Arabic emblem that reads: "Proud Sunni."

"Shiites and Alawites are not Muslims," he says. "They should be killed because they are infidels, who are killing the Sunnis, the true believers and followers of Islam."

Under Baradan's tent, his 46-year-old wife says she worries about ending up stateless, like Palestinian refugees displaced in wars with Israel. She cries as she cooks lunch on a small gas stove.

"I never thought we would become refugees like them," says the woman, who calls herself Um Basel after her eldest son, in keeping with conservative Muslim tradition. Her husband interrupts. "Even the Israelis do not treat the Palestinians the way Assad is treating Sunnis in Syria."

In a corner, Basel too is crying as he gazes at video on his cellphone of his 9-month-old nephew, Rabee, left behind in Daraa with his family.

"What is keeping me going is this video," he says, tearfully. "I can't wait to see Rabee again. I miss him dearly."

_____________________

CAIRO, Egypt ? Syrian refugee Mohammad B.'s passport expired a few weeks ago, making official what he has long known: He no longer has a country.

The 26-year-old had nowhere to renew his passport. The Syrian embassy in Cairo was closed after protests. The embassies in Libya and Tunisia had switched loyalty to the opposition and could no longer issue passports. And the embassy in Algeria simply told him to go back to Syria.

That was not an option.

In Syria, Mohammad had been studying to become an English teacher. He fled in May 2011 after he was shot in Daraa, the birthplace of the uprising. The bullet pierced his upper lip, broke his teeth, ripped through his cheekbone and exited near his temple. The deep, jagged wound identified him as an anti-government protester, which in Syria marked him for death.

At first all the protesters wanted was a new mayor and better amenities. Mohammad was hopeful.

"I didn't want to leave my country, I wanted it to get better," says the soft spoken young man with a ponytail and a right eye that droops slightly from his wound. He uses only his first name because he fears for the safety of his parents, both government employees in Daraa.

On April 25, the military clamped off the main road into Daraa. Then, he says, security forces started firing into the crowd of about 50 people with large machine guns.

A bullet sliced Mohammad's lip. He waved his hands for help, and a car came to his aid. A cellphone video he was shooting at the time, seen by The Associated Press, records the sound of a hail of bullets popping off the metal.

"It was very painful," Mohammad recalls. "I thought: Today is my last day....And the driver thought I was dead."

When he got home, his family fled to hide with relatives in the countryside. He stayed in bed for a week, unable to eat. Then he made the most difficult decision of his life: He had to leave Syria immediately.

He had never left Syria before. He chose Egypt because he would not need a visa, and knew a friend there.

Egypt does not share a border with Syria, and only about 1,700 Syrian refugees have registered there, according to the United Nations' refugee agency. However, the agency estimates the real number is closer to 95,000.

Mohammad's family gave him about $1,000 in cash, all they could spare. He put on dark sunglasses, wrapped a headdress over his face and prayed all the way to the airport. The bus passed a gauntlet of 25 checkpoints.

At the airport, he was detained for questioning but slipped interrogators a $300 bribe. He headed for his plane, sure he would be back.

Instead he is still in Cairo, with no money. He lives in a rundown apartment where eight people share three rooms.

With the help of a German-based aid group, Mohammad has had four operations for his face. His doctor says he will need more.

In February, one of Mohammad's five brothers made his way to Egypt, via Jordan. Bashar, 21, suffers from psychological problems after being shut in the house for a year watching the violence on TV. His presence both helps and hurts Mohammad.

"I feel like I have a family, but on the other hand, it made my life more difficult," Mohammad said. "He doesn't work."

Mohammad cannot legally work or study either. But he is teaching Arabic and translating for journalists. He also is considering starting a Web-based service to collect videos, photos and other documentation of the rebellion from citizens back home.

He talks with his family in Syria most days by phone or Skype. They never discuss politics. Since he left, security forces have gone to his house twice looking for him.

"I am worried all the time about my family and friends," he says. "When I check on them, I just want to know they are still there."

Above all, Mohammad longs to go home, study and have a good career. None of that is possible while he is stranded in Egypt with an expired passport.

"I just want to stop this bloodbath," he says. "I don't know how."

Mroue reported from Tripoli, Lebanon; Yacoub and Jakes from Baghdad, Iraq; Marjorie Olster from Cairo, Egypt; and Jamal Halaby from Zaatari, Jordan.

Source: http://news.yahoo.com/syrian-refugees-4-countries-talk-pain-fear-163621449.html

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